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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Resolve to Review Your Insurance Each New Year!
New Exposures Did you add locations during the year? Did you add buildings to your current location? Any new vehicles or drivers? New...
Dec 30, 20132 min read


Don’t Gamble with Holiday Safety
View our video for more Holiday Safety Tips. It may be lucky in gambling but it seems seven isn’t such a lucky number when it comes to...
Dec 23, 20133 min read


A Day in the Life of Your Claim Representative
Your claim representative’s day can be a long one. We have two groups in my office – one group prefers to come in early and get a head...
Dec 17, 20133 min read


Too Much To Do? Try Time Management!
Create a daily plan. Plan you day in the morning or even the night before, leaving a little wiggle room for those unexpected items that...
Dec 5, 20131 min read


Giving Thanks for Technology
When you were in school do you remember learning about iconic inventors like Alexander Graham Bell and Thomas Edison? Although difficult...
Nov 27, 20132 min read


10 Tips for Wood Burning Fireplace Maintenance
There are many different types of fireplaces – electric, gas, wood burning – but I’d like to talk about the wood burning type of...
Nov 26, 20133 min read


Control Your Losses to Cut Your Premiums
Business owners should partner with their independent agent to routinely analyze their claims with an emphasis on frequency. There is an...
Nov 21, 20132 min read


After the Storm: Finding and Hiring the Right Contractor
Watch our video to learn how to start the claims process after a storm or fire loss. The recent severe weather in the Midwest is a...
Nov 20, 20132 min read


7 Steps to Avoid Holiday Identity Theft
I am also one of those people who only shops with plastic. I hardly ever have cash on me, and amid the craziness of the day, it can be...
Nov 15, 20133 min read


Recognizing Roof Damage
“Neighbor has hail damage.” “A roofer came to the door and said there was serious damage in the neighborhood.” “My son-in-law saw a...
Nov 14, 20132 min read


Quick Tips for Great Customer Service
Listen. The most important skill a customer service representative can develop listening. Most customers do not want to listen, they...
Nov 8, 20131 min read


Working on Wheels: Protecting Your Mobile Business
Some of the businesses that could be rolling into your neighborhood soon with highly specialized vehicles include: Pet groomers Day spas...
Nov 6, 20132 min read


Is The End of XP The End of Your PC?
Wow, talk about a Halloween scare! I still have an XP machine at home and, before you start laughing, I found I’m not alone. According...
Oct 30, 20132 min read


What’s the Score? Inspecting Your Food’s Safety
What’s a health score, you ask? Local public health departments regularly inspect restaurants to make sure they are in compliance and...
Oct 23, 20132 min read


Managing Your Product Liability Exposure
How potentially harmful is the product? If only a component part, what is the ultimate product? Parts used in aircraft and medical...
Oct 21, 20132 min read


Hunt Up the Right Liability Coverage for Hunting Season!
I grew up in a small town on a small farm where my dad owned about 20 acres of woods. I can remember people, many of whom we did not...
Oct 18, 20132 min read


The Other Side of an Accident Claim
That’s when Martha the super-cautious individual and Martha the experienced, common-sense claim professional are at odds. I don’t...
Oct 15, 20132 min read


9 Ways to Improve Your Home’s Security
Home security system. A home security system is obviously a good idea, but there are so many options to choose from, which do you pick? ...
Oct 10, 20133 min read


Finding the Right Food Truck Insurance
As this business segment continues to grow, so will the need for the insurance industry to adapt and offer these modern entrepreneurs...
Oct 7, 20133 min read


Ten Steps to Winterize Your Boat
Your first step in winterizing should be to make a checklist of all tasks that need to be completed. Check the owner’s manual of your...
Oct 1, 20132 min read
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