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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Don’t Deny the Threat of Denial of Service Attacks
Soon after she sat down, there was a call from Tom, the chief information officer. “Dawn, we have a big problem! We’ve just discovered...
Sep 2, 20143 min read


Insuring Your Jewelry with the Inland Marine Policy
There are two main reasons you would want to insure a personal jewelry item with an inland marine policy (if you’re curious why coverage...
Aug 26, 20142 min read


Shaking Out the Truth About Earthquake Coverage
According to an article by the Insurance Information Institute, a combination of increasing urban development in seismically active areas...
Aug 22, 20142 min read


Don’t Just Meet Their Expectations, Exceed Them!
It’s important to have a firm grasp on the products and services you offer to give the best possible experience to the customer. Ease of...
Aug 14, 20141 min read


Who Doesn’t Love “Free” Money?
One of the biggest regrets that you may have after graduating college is that you didn’t apply for enough (or any) scholarships....
Aug 12, 20142 min read


Five Tips to Find The Right Smartphone
Decide if a smartphone is the best option for you. Think about how you will use your phone. Do you like keeping up on the latest tweets,...
Aug 8, 20142 min read


Combating the Devastation of a Data Breach
John’s cell phone rings and its Stephanie, his corporate counsel. Her voice is very serious. “John, we have a problem,” she says. “Mark...
Aug 6, 20142 min read


The Danger of Drowning: Know the Facts
From 2005-2009, there were an average of 3,533 fatal drownings annually in the United States. An additional 347 people died each year...
Aug 1, 20143 min read


Insurance Coverage on the College Campus
This is the time of year I often receive questions about the coverages needed to protect students who are away at school. These requests...
Jul 29, 20143 min read


Special Limits for Your Special Possessions
Watch our video to learn more about homeowners coverage limits! Often when we have a new claims representative handling property losses,...
Jul 24, 20143 min read


Avoid the Fender Bender: Look Before You Leave
Parking lot incidents are very common but when the proper precautions are taken the likelihood that you will be involved in one can be...
Jul 18, 20142 min read


The Value of The Human Touch
This is what many of us experience when we just want to conduct a simple transaction like making a payment or filing a claim. In today’s...
Jul 16, 20141 min read


What Is a Percentage Deductible in Insurance?
When protecting your home from the unpredictable forces of nature, understanding your insurance policy is crucial. While most people are...
Jul 14, 20142 min read


Loss of Power Can Mean Loss of Income
Business interruption coverage (also known as business income coverage) can be extended to include losses due to interruptions in utility...
Jul 9, 20142 min read


How Secure Are Your Passwords?
While you’re using this convenient form of shopping, have you ever considered the risk of having your credit card information on these...
Jul 7, 20141 min read


A Vacation Checklist for Your Home
Stop your mail. The United States Postal Service has a handy app for smartphones, and also offers a Hold Mail option on their website...
Jul 2, 20142 min read


Extend Electrical Safety to Your Extension Cords
It is estimated that 3,000 residential fires originate from extension cords each year, and 300 people are killed or injured. More than...
Jun 26, 20141 min read


An Ounce of Prevention is Worth A Premium Savings!
Besides the obvious benefits such as protecting your home and loved ones, did you know preventative measures are a great way to earn...
Jun 24, 20143 min read


Why You Should Keep Your Collision Coverage
Vehicles tend to hold their value for much longer now than in the past. There seem to be a couple of reasons for this. First, vehicles...
Jun 20, 20142 min read


Are You Covered for Your Canine’s Conduct?
But, as a consequence of my job in claims, the last neighborly activity gives me pause. What if one of those dogs was to snip at a child...
Jun 18, 20142 min read
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