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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Renting? Don’t Assume the Landlord Has You Covered
The Insurance Information Institute found “only 41% of renters actually have renters insurance.” [3] Many choose to not purchase renters...
May 24, 20182 min read


Enterprise Risk Management: An Alternative Approach to Managing Risk
Enterprise risk management (ERM) can be defined as “An approach to managing all of an organization’s key business risks and opportunities...
May 22, 20183 min read


The Regtech Revolution: Using Technology to Improve Insurance Regulatory Outcomes
In a previous article, I talked about the InsurTech movement. That is, start-up companies developing technology solutions for insurance...
Apr 5, 20182 min read


IRS, Is It Really You?
The tax filing deadline is quickly approaching which means the opportunity for criminals hoping to take advantage of unsuspecting...
Mar 28, 20182 min read


“Bells and Whistles” Allow Quality Auto Insurance Policies to Shine
Before I elaborate on this, allow me to ask you a different set of questions: Would you hire an attorney based solely upon who has the...
Mar 1, 20182 min read


A New Dream Turned Into a Career
I realized I liked critical thinking and risk management. I enjoyed the open discussions and relationship building that came with being a...
Feb 23, 20181 min read


Writing a Winning Resume
One resume for each employer. If you are applying to numerous jobs, you may be tempted to send a “standard” resume to all employers with...
Feb 21, 20181 min read


Soldering Safely: Tips for Safe Welding
Welding is an integral part of many of the day-to-day operations that are needed for both small businesses and larger corporations. It is...
Jan 25, 20182 min read


Winter Weather Can Wreak Havoc on Properties and Insurance Programs
As the temperatures dip below freezing this time of year, a number of weather-related situations can result in property insurance losses....
Jan 4, 20182 min read


Be Cautious, Be Prepared: Winter Driving Done Right
If at all possible, try to avoid driving during storms, or immediately following, to allow roads to be cleared. Of course, there are...
Dec 22, 20172 min read


Don’t Let Grinches Steal Your Christmas
Online shopping makes it easy to find a great selection of gifts and can be a big time-saver. Unfortunately, thieves are waiting to take...
Dec 11, 20172 min read


Thinking Solar – Considerations Before Making the Leap
Even if you have no plans to become an environmental warrior, solar can help save money on your energy bill, provide a source of tax...
Dec 6, 20173 min read


Keeping Your Home Office Safe
Telecommuting (working from home) is growing in popularity. According to Global Work Play Analytics, the number of U.S. workers who do at...
Dec 1, 20172 min read


Leadership: A Big Word with Even Bigger Implications
When I did a quick internet search for “leadership,” I received 842 million results in less than a second. More often than not, people...
Nov 20, 20172 min read


What’s Mine Is Yours…for A Fee
At its core, the sharing economy is built upon trust. The model depends upon peer-to-peer interactions. Many of the legal and regulatory...
Oct 24, 20172 min read


The Importance of Equipment Breakdown Coverage
This valuable line of protection typically covers three types of losses: Electrical breakdown Mechanical breakdown Rupture, bursting,...
Oct 11, 20172 min read


Lessons Learned from Tragedy
Many of those affected likely never thought that they would experience this level of devastation. But lessons can be learned out of such...
Oct 5, 20171 min read


Turn On the Lights
According to the World Health Organization, falls are the second leading cause of accidental death worldwide. The National Floor Safety...
Sep 29, 20172 min read


Filling the Gaps in Your Artisan Business Coverage
The majority of contractors are required to have a written contract called a Commercial General Liability (CGL) policy. However, the...
Sep 21, 20172 min read


Common Misconceptions about the Personal Umbrella Policy
I can certainly empathize with these folks since the term “umbrella” can be interpreted a number of ways. Here are some of the more...
Sep 11, 20172 min read
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