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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Working on Wheels: Protecting Your Mobile Business
Some of the businesses that could be rolling into your neighborhood soon with highly specialized vehicles include: Pet groomers Day spas...
Nov 6, 20132 min read


Managing Your Product Liability Exposure
How potentially harmful is the product? If only a component part, what is the ultimate product? Parts used in aircraft and medical...
Oct 21, 20132 min read


Finding the Right Food Truck Insurance
As this business segment continues to grow, so will the need for the insurance industry to adapt and offer these modern entrepreneurs...
Oct 7, 20133 min read


COPEing with Commercial Property Premiums
As a business owner, you may have wondered what specific factors commercial underwriters look at when considering a risk. We generally...
Sep 24, 20132 min read


Bridging the Gap: Company Car Coverage and Personal Use
So what happens when you borrow your neighbor’s car to run some errands on the weekend? This type of situation can leave you with serious...
Apr 16, 20132 min read


ACV vs. Replacement Cost: Which Coverage is Right For You?
Replacement cost covers insureds for the amount it will take to rebuild their business at the same location using the same type of...
Mar 6, 20131 min read


Will A Power Loss Mean the Loss of Your Business?
Many businesses were unable to operate, not because of direct physical damage, but as a result of damage to utilities away from their...
Feb 20, 20132 min read


Employment Practices Liability Insurance and the Small Business Owner
Over half of all Employment Practices Liability claims are filed against small businesses. EPLI provides them with protection against...
Feb 8, 20133 min read


What’s Your Back Up Plan?
I think everyone has accidentally deleted a file. In addition to that, many other things could go wrong: a virus, a hard drive crash, a...
Jan 18, 20132 min read


Could Your Business Survive A Shutdown?
What about your business? What if the health department closed your doors because of a violation? If you are a restaurant or...
Dec 6, 20122 min read


‘Tis the Season for Part-Time Help!
Now, I have never stood in line for more than two hours or hurled myself towards a pile of super-slash-priced video games, but I enjoy...
Nov 29, 20122 min read


E-Signature Essentials
One type of e-signature is simply signing your name on a screen, similar to handwriting on paper. This is a common way of approving a...
Nov 14, 20122 min read


A Happy Workplace is a Healthy Workplace
Creating a workplace with a positive culture is not hard or expensive. The basics are built by nurturing the existing relationships...
Oct 31, 20121 min read


It’s Not What You Do, But How You Do It!
It’s likely you’ve heard this quote before. While we aren’t sure who coined the phrase, we do know there’s a lot of truth in that...
Oct 30, 20122 min read


Put Out the Welcome Mat for New Employees
Make sure the workstation is clean and ready to go. Of course you want to introduce the new person to their co-workers but take it a step...
Oct 19, 20122 min read


The Costly Consequences of Cybercrime
While you’ve likely heard the terms cybercrime, data breach or identity theft, I’ll bet you didn’t know October is National Cybersecurity...
Oct 5, 20122 min read


Are You Prepared For A Disaster?
According to www.ready.gov, a basic disaster supply kit should contain the following: Water Enough non-perishable food to last for at...
Sep 25, 20121 min read


Five Tips for More Productive Meetings
Here are five planning tips to help you plan a more productive meeting: Prepare an agenda with the meeting objectives and send it out...
Sep 21, 20122 min read


Ouch! Now What?
Workers’ Compensation, per Wikipedia, is a form of insurance providing wage replacement and medical benefits to employees injured in the...
Aug 31, 20121 min read


Education Doesn’t End at Graduation
Maybe you are not sure where to start or what you should focus on first. Start by asking your boss, friends, or family members what they...
Aug 22, 20122 min read
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