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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Bridging the Gap: Company Car Coverage and Personal Use
So what happens when you borrow your neighbor’s car to run some errands on the weekend? This type of situation can leave you with serious...
Apr 16, 20132 min read


Distracted Driving: Adult Offenses Outnumber Teens
Not surprising information – we know teens text more frequently than their elders. But you may be interested to learn that teens are not...
Apr 2, 20132 min read


Mobile App Recommendations for Your Road Trip
Based on my experience, I have some recommendations on mobile apps for your next road trip: Hotels. Any nationwide chain should have an...
Mar 28, 20132 min read


You Can’t Get Blood From a Stone…But You Can Be Sued
There are several liability coverage limits to choose from on a homeowners policy, but I always add the highest liability coverage I can...
Mar 5, 20133 min read


Are You Asking The Right Insurance Questions?
The answer is yes…but you have to ask the right questions. Questions like “Do all companies offer the same or similar coverages?” The...
Feb 4, 20132 min read


Buy a “Bargain” Policy Now and You Could Pay Later
I recently read an article about a claim where an insured’s vehicle had been stolen. Upon discovering the vehicle was unlocked and the...
Jan 31, 20131 min read


Low Fuel in the Tank Can Mean High Prices Later
We all know that running out of gas is always a possibility if we push that gas gauge too far, leaving us stranded on the side of the...
Jan 28, 20132 min read


Refresh Your Memory on Rules of the Road
Without a refresher course or periodic review of a driver’s handbook, it can be easy to forget or simply overlook important rules of the...
Jan 10, 20132 min read


Drunk Driving: Some Staggering Statistics
Drunk driving is a serious issue in America. According to the Mothers Against Drunk Driving (MADD) website, there were 9,878 DUI-related...
Dec 21, 20122 min read


Hold the Caffeine for Insurance Coverage
Interesting, isn’t it? For something that has a reputation for being expensive, is it really when compared to your other living...
Dec 4, 20122 min read


It Won’t Happen to Me…
What began as a way to brighten a dreary day has turned into a nightmare and tragedy of epic proportions. Two adolescent girls in the...
Nov 6, 20122 min read


For College Students, Some Exclusions May Apply
In Massachusetts, for example, all household members or customary operators of a vehicle must be listed on the auto policy. If a person’s...
Sep 7, 20122 min read


Raising the Bar: Best Practices for Bar Risk Management
Have all servers of alcohol complete mandatory alcohol training. Some of the alcohol awareness training sites are: TIPS (Training for...
Aug 10, 20122 min read


Road Trip Rentals…Are You Covered?
If you are a person considering a rental for vacation travel, don’t forget to think about any insurance implications a rental might...
Jul 23, 20122 min read


No Matter the Size Fleet Safety Comes First!
The fact is, whether you have one vehicle or several hundred, you are exposed to risk. Even small fleets can benefit from a fleet safety...
Jul 17, 20122 min read


How to Prepare Your Car for a Road Trip
#vehiclemaintenance #emergencykit #tirepressure #vehicle #signals #roadtrip #oil #filters #fluids #SafetyTips #carmaintenance...
May 17, 20121 min read


Cruising for Classic Car Coverage
The answer is no. Personal auto policies are not designed for the antique or specialty vehicle market and this can often cause problems...
Mar 9, 20123 min read


New vs. Used: The Car Buying Conundrum
NEW CARS New cars have an obvious upside. For one, since they are brand new they have almost no miles on them. Mileage is an important...
Feb 10, 20122 min read


Insurance Discounts with No Coupon Required
If you’re not familiar, Extreme Couponing is the name of a hit reality TV show based on “super couponers:” people who go to great lengths...
Jan 23, 20122 min read


Five Tips for Safe Winter Driving
In a child’s eyes, and for some adults, the winter holiday season means snow – which is a great thing. Building snowmen and igloos,...
Jan 5, 20121 min read
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