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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Protect your Business Property on the Move with Inland Marine
As we made our way home, I pondered the types of insurance the bakery or other commercial business owners may need to consider. One type...
Mar 1, 20162 min read


Don’t Get Stuck in the Snow! Tips Before You Go
Before you leave: Make sure your vehicle is in peak operating condition by having it inspected by an approved auto repair facility. Keep...
Feb 12, 20162 min read


The Do’s and Don’ts of Child Safety Seats
It’s never too late to start a new resolution, much less when it involves the safety of your children. I’ve put together a few car seat...
Feb 4, 20163 min read


Winter Driving Safety Tips: Protect Yourself While Driving in the Snow and Ice
Although the weather can be unpredictable, we expect the winter season to be accompanied by freezing rain, sleet, snow, and ice, and just...
Feb 3, 20162 min read


5 Steps to Simplify Your Claims Process
Gather as much information as you can at the scene. Take photographs of the damaged vehicle. Snap a shot of the scenery if it’s safe to...
Jan 22, 20162 min read


A “Reverse” Lesson in Distracted Driving
While the door did not fall off my car completely, the movie failed to portray three things: the most horrifying noise imaginable, the...
Dec 28, 20152 min read


Santa Claus: A Ho-Ho-High Insurance Risk
Right off the bat, Santa’s house and workshop are located in a protection class 10. In general terms, this means there would be no...
Dec 23, 20154 min read


5 Ways to Ready Your Home for Winter
Window well and crawl space covers Moisture can freeze, causing the foundation to crack or pipes under your house to freeze. Avoid having...
Dec 3, 20152 min read


What is Diminished Value?
Diminished value can best be defined as an economic loss in the value of damaged property. In the case of an automobile, a collision can...
Nov 20, 20152 min read


Replacement Coverage vs. GAP Coverage
The insurance industry typically defines a total loss vehicle as when the cost to repair the damages sustained in the loss meets or...
Oct 27, 20152 min read


Last Call: Liquor Liability Coverage
The insurance industry is no stranger to bar and tavern exposures, but insuring bar and tavern accounts can be uniquely challenging due...
Oct 8, 20152 min read


The Potential Impacts of Autonomous Vehicles
I believe the effects of this upcoming automobile revolution will be vast and innumerable in both society and our economy, including the...
Oct 2, 20152 min read


Insurance 101: Introduction to Insurance Coverages (College Edition)
As I enter my senior year of college, I think back on all of the wonderful opportunities I’ve been fortunate enough to experience:...
Oct 1, 20152 min read


7 Ways to Ready Your Car for Cold Weather
As an auto claims adjuster and car enthusiast, I have both professional and personal experience with the mechanics and operation of...
Sep 22, 20152 min read


Young Adults Need Insurance Too!
Having just graduated from college and gotten married, I was at a loss for where to start when it came to insurance because my parents...
Sep 3, 20152 min read


The Red Car Surcharge and Seven Other Auto Insurance Myths
Have you always dreamed of owning a sporty red convertible, but hesitated because of high insurance costs? You may be pleasantly...
Aug 26, 20153 min read


What to Do (and Not Do) After an Accident
Do not, under any circumstance, sign any document at the scene unless it is for the police or other such authority. Make notes about the...
Aug 21, 20152 min read


Save Money While Improving Your Teen’s Driving Skills
It is no secret that lack of experience and immaturity can play a huge role in the success of your young driver. The Insurance...
Jul 31, 20152 min read


Planning a Road Trip: The Best Route is a Painless Route
We are both fresh out of college so we decided to save some money and drive rather than fly. We talked about the many things that could...
Jul 23, 20152 min read


How To Prevent Vehicle Break-Ins
When parking your vehicle, you can help protect it – and your possessions – by remembering these helpful tips: Hide your belongings. Most...
Jul 20, 20152 min read
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