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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Carbon Monoxide Poisoning: How to Prevent the Silent Killer
First, it’s important to have your furnace inspected and serviced annually. The Centers for Disease Control and Prevention (CDC) suggests...
Nov 8, 20182 min read


Make Road Safety a Top Priority This Harvest Season
Recommendations for Motorists: Wait until it’s safe to pass farm equipment. Make sure you have clear visibility and plenty of time to get...
Oct 4, 20182 min read


Don’t Scoot Yourself Out of Insurance Coverage
As you can imagine, this has led to some unintended issues. For starters, one hospital emergency room has already reported a 161%...
Oct 2, 20182 min read


Buyer’s Remorse: Will Your New Vehicle Impact Your Rates?
As I was researching vehicles and narrowing down the best options, I discovered an article on Insure.com that said the average annual...
Sep 20, 20182 min read


The Sharing Economy: When New Opportunities Create Insurance Challenges
I recently took a call from a personal insurance client of mine who is considering buying a new Tesla with the hope of renting it out via...
Aug 16, 20182 min read


How To Save Money On Gas During Your Summer Road Trip
Rather than use a roof-top cargo box, rear-mounted boxes or trays can improve efficiency. The wind resistance created from roof-mounted...
Jul 10, 20182 min read


Collision or Comprehensive? Choose the Coverage That’s Right for You!
In insurance terms, comprehensive coverage (sometimes defined as “Other Than Collision”) is protection if your vehicle is damaged as the...
Jun 21, 20181 min read


Ride-Sharing: Uber Convenient or Uber Risky?
Pros: It’s cheaper. Multiple people in the car means less money each individual has to pay. It’s like a taxi, but better! It’s more...
Jun 7, 20182 min read


Insuring the Wizarding World of Harry Potter
Since starting a career in the insurance industry, I’ve come to understand the importance of having proper insurance coverages and the...
May 18, 20182 min read


Do Not Disturb: The Dangers of Distracted Driving
According to TeenSafe, “there are 3,287 deaths each day due to fatal car crashes. On average, nine of these daily fatalities are related...
Apr 12, 20182 min read


The Best Route is the One You’ve Prepared For
Spring break trips are in full swing and many are planning upcoming summer vacations. The decision of whether to fly or drive to your...
Mar 27, 20182 min read


Prepare Ahead to Prevent the Panic
Before you leave home, you should complete a risk assessment to be sure you can answer the following questions: What would you do if your...
Mar 19, 20182 min read


Navigate Slippery Conditions Safely
Slow down and leave enough room [1] between you and the car in front of you. One of the main hazards of driving in rain is hydroplaning....
Mar 16, 20182 min read


Providing Peace of Mind on the Road
Consider the following scenarios: Your son/daughter is newly licensed and is super excited to take their first drive….alone. Have they...
Mar 15, 20182 min read


Break-in the Basics to Protect Your Valuables
The gym is not the only place this happens though. We have a sense of complacency in our daily lives. We visit a store or business on a...
Mar 14, 20182 min read


Spring is (Almost) Here – It’s Time for a Break!
Plan ahead: Ever come home from a long, very relaxing vacation, only to find your house full of water from a leaking pipe? Yikes! Over...
Mar 6, 20182 min read


“Bells and Whistles” Allow Quality Auto Insurance Policies to Shine
Before I elaborate on this, allow me to ask you a different set of questions: Would you hire an attorney based solely upon who has the...
Mar 1, 20182 min read


Be Cautious, Be Prepared: Winter Driving Done Right
If at all possible, try to avoid driving during storms, or immediately following, to allow roads to be cleared. Of course, there are...
Dec 22, 20172 min read


3 Primary Reasons for Increasing Auto Rates
As 2017 draws to a close, let’s reflect on some insurance-related items in the industry. While storms and hurricanes certainly dominated...
Nov 17, 20172 min read


It’s Fall – Oh Deer!
The temperatures have gotten cooler, and the trees are vibrant with color! It is a beautiful time of year. Fall also means animal-related...
Nov 8, 20172 min read
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