top of page
ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Catalytic Converter Thefts: A Return to Popularity
By Tobi Haynes As if 2020 didn’t have enough problems, it appears to have also caused a drastic increase in catalytic converter thefts....
Mar 16, 20212 min read


The Benefits of Telematics for Company Vehicles
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet...
Jan 21, 20212 min read


Avoid Collision Towing and Repair Scams
Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types...
Nov 19, 20203 min read


Do you have collision AND comprehensive coverage? You better check!
It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog...
Nov 12, 20202 min read


Finding Solutions to Fleet Safety Management Questions
Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s...
Nov 10, 20202 min read


Excess Policy or Umbrella Policy? What’s the difference and which is better?
One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the...
Oct 22, 20203 min read


Common Misconceptions about the Personal Umbrella Policy (Part 2)
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still...
Sep 22, 20202 min read


Buying a New Car? Don’t Forget the Insurance!
Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to...
Sep 15, 20202 min read


For Kids By a Kid: School Bus Safety!
As kids begin to return to school after several months away, we’ll see more and more school buses on the road. It’s a great time to...
Sep 8, 20202 min read


Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...
Sep 1, 20202 min read


School Bus Safety for 2020
School 2020…what will it look like? None of us really know yet as plans and government recommendations seem to change day-to-day. One...
Aug 11, 20202 min read


How to Save Money on Gas During a Road Trip!
As we approach the end to summer, and back to school is on the horizon, we are embarking on our final vacations for the season. This...
Aug 6, 20202 min read


Save Money with Auto Premium Discounts
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning...
Jul 28, 20202 min read


5 Tips for Road Tripping During a Pandemic
Many of us look forward to summer all year. Hot, sunny weather, hanging out by the pool/pond, campfires at night, and maybe even going...
Jul 7, 20203 min read


Now Might Be the Perfect Time for an Account Review
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised...
Jun 23, 20202 min read


Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of...
Jun 16, 20203 min read


Proof of Insurance When You Need It Most!
You see the blue and red flashing lights in your rearview mirror. You think to yourself, “How fast was I going? I wasn’t going that fast,...
Jun 2, 20202 min read


Preventing the Risk of Distracted Driving
Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the...
Apr 23, 20203 min read


Teenage Driver? teenSMART is the Smart Choice for Safety and Savings!
If you are a parent with teen drivers in your household, you are probably constantly worried about them on the roads and are concerned...
Feb 20, 20202 min read


A Frozen Forecast Leads to Dangerous Driving
Many woke up today to the beauty of a winter wonderland, where everything is blanketed in bright white snow. It’s the kind of snow that’s...
Feb 13, 20202 min read
bottom of page





