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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Avoid the Fender Bender: Look Before You Leave
Parking lot incidents are very common but when the proper precautions are taken the likelihood that you will be involved in one can be...
Jul 18, 20142 min read


Why You Should Keep Your Collision Coverage
Vehicles tend to hold their value for much longer now than in the past. There seem to be a couple of reasons for this. First, vehicles...
Jun 20, 20142 min read


The Lowdown on Deductibles
Why do people think insurance is annoying? Is it because it’s confusing? I agree that insurance can be confusing, even for someone who...
Jun 12, 20142 min read


Driving Home the Message on Distracted Driving
According to www.distraction.gov, the official U.S. government website for distracted driving, approximately 660,000 drivers are using...
Apr 17, 20142 min read


When Everything Old Becomes New Again
When it’s a small property loss, we can understand why it might have taken so long to file the claim. You thought that missing piece of...
Apr 10, 20143 min read


Protection from Life’s Storms: The Personal Umbrella Policy
What is a Personal Umbrella policy you ask? It’s an excess liability policy above and beyond your personal insurance policies. Like an...
Nov 11, 20132 min read


The Other Side of an Accident Claim
That’s when Martha the super-cautious individual and Martha the experienced, common-sense claim professional are at odds. I don’t...
Oct 15, 20132 min read


A Smooth Claims Process is No Accident
License Information. This should include the full name, license number, date of birth, and address of the driver. Be sure you obtain this...
Sep 17, 20132 min read


Defeating the Danger of Distracted Driving
Young and inexperienced drivers are the group at the greatest risk. Some startling statistics include: In 2011, 3,331 people were killed...
Jun 21, 20132 min read


Distracted Driving: Adult Offenses Outnumber Teens
Not surprising information – we know teens text more frequently than their elders. But you may be interested to learn that teens are not...
Apr 2, 20132 min read


Drunk Driving: Some Staggering Statistics
Drunk driving is a serious issue in America. According to the Mothers Against Drunk Driving (MADD) website, there were 9,878 DUI-related...
Dec 21, 20122 min read


It Won’t Happen to Me…
What began as a way to brighten a dreary day has turned into a nightmare and tragedy of epic proportions. Two adolescent girls in the...
Nov 6, 20122 min read


Winter Weather Brings Workplace Worries
Auto accidents while driving on slippery roads. Wet or slippery ladders, scaffolding, and machinery, etc. Slip and fall injuries on the...
Oct 3, 20122 min read


Raising the Bar: Best Practices for Bar Risk Management
Have all servers of alcohol complete mandatory alcohol training. Some of the alcohol awareness training sites are: TIPS (Training for...
Aug 10, 20122 min read


Adjusting Your Attitude about Your Claims Adjuster
My goal is to make the claims process as painless and easy for the insured as possible so we can reach a fair and timely settlement. In...
Dec 19, 20112 min read


5 Steps to Take After an Accident
1. Notify the police. Always contact the police so a report can be filed in case there is a dispute about liability. Most people would...
Oct 7, 20112 min read


Three Ways to Shuttle the Kids with Confidence!
While we’re mostly concerned with just getting our brood and their belongings sanely and safely from home to activity and back again,...
Sep 21, 20112 min read


How You Can Help Speed Up the Claims Process
Prompt notice. Report the claim or an incident that may result in a claim to your insurance carrier or agent as soon as it happens. The...
Sep 7, 20111 min read
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