Once your vehicle is brought into the shop, it’s moved into the line of vehicles to be repaired. Depending on the shop you use, it may be...

Somewhere there is a 17-year-old student who will never see senior prom, a college student who will never see graduation and a young...

Although the weather can be unpredictable, we expect the winter season to be accompanied by freezing rain, sleet, snow, and ice, and just...

Gather as much information as you can at the scene. Take photographs of the damaged vehicle. Snap a shot of the scenery if it’s safe to...

While the door did not fall off my car completely, the movie failed to portray three things: the most horrifying noise imaginable, the...

Diminished value can best be defined as an economic loss in the value of damaged property. In the case of an automobile, a collision can...

The insurance industry typically defines a total loss vehicle as when the cost to repair the damages sustained in the loss meets or...

The insurance industry is no stranger to bar and tavern exposures, but insuring bar and tavern accounts can be uniquely challenging due...

Do not, under any circumstance, sign any document at the scene unless it is for the police or other such authority. Make notes about the...

It is no secret that lack of experience and immaturity can play a huge role in the success of your young driver. The Insurance...

Before you leave home, you should complete a risk assessment.  Make sure you can answer the following questions: What would you do if...

The National Highway Traffic Safety Administration (NHTSA) defines aggressive driving as occurring when “an individual commits a...

Your first thought might be to look for someone who may have witnessed the impact, but there is no one around. Then you remember that one...

This is a quote from David Friedman, Deputy Administrator of the National Highway Traffic Safety Administration (NHTSA). While we know...

First of all what are aftermarket parts? Aftermarket parts are parts that are fabricated by someone other than the vehicle manufacturer...

I have a red car so I know it will cost more money. You can have a red car, green car, or magenta car – the color has no bearing on your...

Watch our video for more on Uninsured (UM)and Underinsured Motorists (UIM) coverages. Since nearly every state in the United States...

When purchasing insurance, you should look at which insurance option presents the best value, not the cheapest price. What good is buying...

The benefits of these devices are incredible. Unfortunately, the side effects are anything but. We have trained our brains to think...

Motorists should be conscious of motorcycles while sharing the road with our two-wheeled friends. Motorcycles can be easy to miss due to...